:root{
  --hvk-blue:#57709D;
  --hvk-blue-hover:#4D6792;
  --hvk-blue-soft:#F4F9FF;
  --hvk-blue-soft-2:#F8FBFF;
  --hvk-line:#DCE8F4;
  --hvk-ink:#17202F;
  --hvk-muted:#69758B;
  --hvk-white:#ffffff;
  --hvk-shadow:0 18px 52px rgba(87,112,157,.13);
  --hvk-shadow-soft:0 12px 30px rgba(87,112,157,.08);
  --hvk-radius-xl:32px;
  --hvk-radius-lg:26px;
  --hvk-radius-md:18px;
  --hvk-container:1425px;
}

.hvk-agent-page{
  overflow:hidden;
  padding:28px 32px 72px;
  background:#ffffff;
}
.hvk-agent-page .hvk-container{
  width:min(100%,var(--hvk-container));
  margin:0 auto;
}

.hvk-agent-page .hvk-breadcrumbs{
  display:flex;
  flex-wrap:wrap;
  gap:8px;
  align-items:center;
  margin:8px 0 18px;
  color:#77849A;
  font-size:14px;
  line-height:1.35;
}
.hvk-agent-page .hvk-breadcrumbs a{color:var(--hvk-blue);font-weight:500}
.hvk-agent-page .hvk-breadcrumbs span{opacity:.8}

.hvk-agent-page .hvk-hero{
  position:relative;
  display:grid;
  grid-template-columns:minmax(0,1.04fr) minmax(390px,.96fr);
  gap:34px;
  align-items:stretch;
  padding:42px;
  border:1px solid rgba(139,177,212,.4);
  border-radius:var(--hvk-radius-xl);
  background:
    radial-gradient(circle at 92% 8%,rgba(87,112,157,.13) 0 15%,transparent 16%),
    radial-gradient(circle at 8% 92%,rgba(87,112,157,.08) 0 14%,transparent 15%),
    linear-gradient(135deg,#ffffff 0%,#f4f9ff 58%,#ffffff 100%);
  box-shadow:var(--hvk-shadow);
}
.hvk-agent-page .hvk-hero:before{
  content:"";
  position:absolute;
  inset:auto 42px 42px auto;
  width:180px;
  height:180px;
  border-radius:999px;
  background:rgba(87,112,157,.08);
  z-index:0;
}
.hvk-agent-page .hvk-hero > *{position:relative;z-index:1}

.hvk-agent-page .hvk-eyebrow{
  display:inline-flex;
  align-items:center;
  gap:10px;
  width:max-content;
  max-width:100%;
  padding:10px 15px;
  border:1px solid rgba(87,112,157,.22);
  border-radius:999px;
  background:rgba(255,255,255,.74);
  color:var(--hvk-blue);
  font-size:14px;
  font-weight:600;
  line-height:1.2;
  box-shadow:0 8px 24px rgba(42,77,118,.07);
}
.hvk-agent-page .hvk-eyebrow:before{
  content:"";
  width:9px;
  height:9px;
  border-radius:99px;
  background:var(--hvk-blue);
  box-shadow:0 0 0 5px rgba(87,112,157,.14);
  flex:0 0 auto;
}

.hvk-agent-page h1,
.hvk-agent-page h2,
.hvk-agent-page h3,
.hvk-agent-page p{margin-top:0}
.hvk-agent-page .hvk-hero h1{
  max-width:780px;
  margin:22px 0 18px;
  color:var(--hvk-ink);
  font-size:clamp(38px,4.1vw,64px);
  line-height:1.04;
  font-weight:600;
  letter-spacing:-.045em;
}
.hvk-agent-page .hvk-lead{
  max-width:760px;
  margin:0 0 28px;
  color:var(--hvk-muted);
  font-size:clamp(17px,1.25vw,21px);
  line-height:1.55;
  font-weight:400;
}

.hvk-agent-page .hvk-hero-actions{
  display:flex;
  flex-wrap:wrap;
  align-items:center;
  gap:14px;
  margin:30px 0 26px;
}
.hvk-agent-page .hvk-btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:56px;
  padding:16px 24px;
  border:1px solid transparent;
  border-radius:999px;
  font-size:15px;
  font-weight:700;
  line-height:1.1;
  cursor:pointer;
  transition:transform .2s ease, box-shadow .2s ease, background .2s ease, border-color .2s ease, color .2s ease;
  white-space:nowrap;
}
.hvk-agent-page .hvk-btn:hover{transform:translateY(-2px)}
.hvk-agent-page .hvk-btn-primary{
  background:var(--hvk-blue);
  color:#fff;
  box-shadow:0 12px 30px rgba(87,112,157,.24);
}
.hvk-agent-page .hvk-btn-primary:hover{
  background:var(--hvk-blue-hover);
  box-shadow:0 14px 34px rgba(87,112,157,.28);
}
.hvk-agent-page .hvk-btn-secondary{
  background:#fff;
  color:var(--hvk-blue);
  border-color:rgba(87,112,157,.24);
  box-shadow:0 10px 24px rgba(87,112,157,.08);
}
.hvk-agent-page .hvk-btn-secondary:hover{
  color:var(--hvk-blue-hover);
  border-color:rgba(87,112,157,.42);
}
.hvk-agent-page .hvk-btn-wide{min-width:190px}

.hvk-agent-page .hvk-call-panel{
  display:flex;
  flex-wrap:wrap;
  gap:14px;
  align-items:center;
  max-width:690px;
  padding:18px;
  border:1px solid rgba(87,112,157,.18);
  border-radius:24px;
  background:rgba(255,255,255,.78);
  box-shadow:0 10px 30px rgba(87,112,157,.08);
  backdrop-filter:blur(8px);
}
.hvk-agent-page .hvk-call-panel strong{
  display:block;
  color:var(--hvk-blue);
  font-size:30px;
  line-height:1.05;
  font-weight:700;
  letter-spacing:-.02em;
}
.hvk-agent-page .hvk-call-panel span{
  display:block;
  color:#69758B;
  font-size:14px;
  line-height:1.35;
}
.hvk-agent-page .hvk-call-note{min-width:220px;flex:1}

.hvk-agent-page .hvk-hero-meta{
  display:flex;
  flex-wrap:wrap;
  gap:10px;
  margin-top:20px;
}
.hvk-agent-page .hvk-pill{
  display:inline-flex;
  align-items:center;
  gap:8px;
  padding:10px 13px;
  border:1px solid rgba(87,112,157,.18);
  border-radius:999px;
  background:rgba(255,255,255,.72);
  color:#3f516e;
  font-size:13px;
  font-weight:600;
  line-height:1.1;
}
.hvk-agent-page .hvk-pill:before{
  content:"";
  width:6px;
  height:6px;
  border-radius:50%;
  background:var(--hvk-blue);
  opacity:.85;
}

.hvk-agent-page .hvk-visual-card{
  min-height:100%;
  display:flex;
  flex-direction:column;
  gap:18px;
}
.hvk-agent-page .hvk-agent-illustration{
  position:relative;
  min-height:410px;
  padding:28px;
  border-radius:30px;
  overflow:hidden;
  background:linear-gradient(150deg,#ffffff 0%,#f8fbff 48%,#edf5ff 100%);
  border:1px solid rgba(87,112,157,.18);
  box-shadow:var(--hvk-shadow-soft);
}
.hvk-agent-page .hvk-agent-illustration:before,
.hvk-agent-page .hvk-agent-illustration:after{
  content:"";
  position:absolute;
  border-radius:999px;
  background:rgba(87,112,157,.1);
}
.hvk-agent-page .hvk-agent-illustration:before{width:230px;height:230px;right:-86px;top:-70px}
.hvk-agent-page .hvk-agent-illustration:after{width:170px;height:170px;left:-52px;bottom:-54px}
.hvk-agent-page .hvk-agent-svg{
  position:absolute;
  inset:18px;
  width:calc(100% - 36px);
  height:calc(100% - 36px);
  z-index:1;
}
.hvk-agent-page .hvk-visual-caption{
  position:absolute;
  z-index:2;
  left:28px;
  right:28px;
  bottom:28px;
  padding:18px;
  border-radius:22px;
  background:rgba(255,255,255,.84);
  border:1px solid rgba(87,112,157,.16);
  box-shadow:0 12px 28px rgba(87,112,157,.1);
  backdrop-filter:blur(8px);
}
.hvk-agent-page .hvk-visual-caption strong{
  display:block;
  color:var(--hvk-ink);
  font-size:18px;
  line-height:1.25;
  margin-bottom:6px;
}
.hvk-agent-page .hvk-visual-caption span{
  display:block;
  color:var(--hvk-muted);
  font-size:14px;
  line-height:1.45;
}
.hvk-agent-page .hvk-mini-grid{
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:12px;
}
.hvk-agent-page .hvk-mini-card{
  padding:16px;
  border-radius:20px;
  background:#fff;
  border:1px solid rgba(87,112,157,.16);
  box-shadow:0 10px 22px rgba(87,112,157,.06);
}
.hvk-agent-page .hvk-mini-card b{
  display:block;
  color:var(--hvk-blue);
  font-size:22px;
  line-height:1;
  margin-bottom:7px;
}
.hvk-agent-page .hvk-mini-card span{
  display:block;
  color:var(--hvk-muted);
  font-size:13px;
  line-height:1.35;
}

.hvk-agent-page .hvk-section{margin-top:34px}
.hvk-agent-page .hvk-section-head{
  max-width:880px;
  margin:0 0 22px;
}
.hvk-agent-page .hvk-section-kicker{
  color:var(--hvk-blue);
  font-size:14px;
  line-height:1.2;
  font-weight:700;
  letter-spacing:.08em;
  text-transform:uppercase;
  margin-bottom:10px;
}
.hvk-agent-page .hvk-section h2{
  margin:0 0 12px;
  color:var(--hvk-ink);
  font-size:clamp(30px,2.7vw,44px);
  line-height:1.12;
  font-weight:600;
  letter-spacing:-.03em;
}
.hvk-agent-page .hvk-section-head p{
  margin:0;
  color:var(--hvk-muted);
  font-size:18px;
  line-height:1.58;
}

.hvk-agent-page .hvk-card-grid{
  display:grid;
  grid-template-columns:repeat(4,minmax(0,1fr));
  gap:16px;
}
.hvk-agent-page .hvk-card{
  position:relative;
  min-height:100%;
  padding:24px;
  border-radius:var(--hvk-radius-lg);
  background:#fff;
  border:1px solid rgba(87,112,157,.16);
  box-shadow:var(--hvk-shadow-soft);
  overflow:hidden;
}
.hvk-agent-page .hvk-card:before{
  content:"";
  position:absolute;
  inset:0 0 auto;
  height:5px;
  background:linear-gradient(90deg,var(--hvk-blue),rgba(87,112,157,.35));
}
.hvk-agent-page .hvk-card-icon{
  width:48px;
  height:48px;
  display:grid;
  place-items:center;
  margin-bottom:18px;
  border-radius:16px;
  background:var(--hvk-blue-soft);
  color:var(--hvk-blue);
  line-height:1;
  flex:0 0 auto;
}
.hvk-agent-page .hvk-card-icon svg{
  width:26px;
  height:26px;
  stroke:var(--hvk-blue);
  fill:none;
  stroke-width:1.9;
  stroke-linecap:round;
  stroke-linejoin:round;
}
.hvk-agent-page .hvk-card-icon .is-fill{
  fill:rgba(87,112,157,.18);
  stroke:none;
}
.hvk-agent-page .hvk-card-icon .is-accent{
  fill:var(--hvk-blue);
  stroke:none;
}
.hvk-agent-page .hvk-card h3{
  margin:0 0 10px;
  color:var(--hvk-ink);
  font-size:20px;
  line-height:1.22;
  font-weight:600;
  letter-spacing:-.015em;
}
.hvk-agent-page .hvk-card p{
  margin:0;
  color:var(--hvk-muted);
  font-size:15px;
  line-height:1.56;
}

.hvk-agent-page .hvk-split{
  display:grid;
  grid-template-columns:minmax(0,1fr) minmax(360px,.55fr);
  gap:22px;
  align-items:stretch;
}
.hvk-agent-page .hvk-panel{
  padding:30px;
  border-radius:var(--hvk-radius-xl);
  background:var(--hvk-blue-soft-2);
  border:1px solid rgba(87,112,157,.16);
  box-shadow:var(--hvk-shadow-soft);
}
.hvk-agent-page .hvk-check-list{
  display:grid;
  gap:14px;
  margin:0;
  padding:0;
  list-style:none;
}
.hvk-agent-page .hvk-check-list li{
  position:relative;
  padding:0 0 0 34px;
  color:#44516A;
  font-size:16px;
  line-height:1.55;
}
.hvk-agent-page .hvk-check-list li:before{
  content:"";
  position:absolute;
  left:0;
  top:.35em;
  width:20px;
  height:20px;
  border-radius:7px;
  background:var(--hvk-blue);
  box-shadow:0 6px 16px rgba(87,112,157,.2);
}
.hvk-agent-page .hvk-check-list li:after{
  content:"";
  position:absolute;
  left:7px;
  top:calc(.35em + 5px);
  width:6px;
  height:9px;
  border:solid #fff;
  border-width:0 2px 2px 0;
  transform:rotate(45deg);
}
.hvk-agent-page .hvk-note-card{
  height:100%;
  display:flex;
  flex-direction:column;
  justify-content:space-between;
  gap:18px;
  padding:28px;
  border-radius:var(--hvk-radius-lg);
  background:#fff;
  border:1px solid rgba(87,112,157,.18);
  box-shadow:var(--hvk-shadow-soft);
}
.hvk-agent-page .hvk-note-card h3{
  margin:0 0 10px;
  font-size:24px;
  line-height:1.2;
  font-weight:600;
  letter-spacing:-.02em;
}
.hvk-agent-page .hvk-note-card p{
  margin:0;
  color:var(--hvk-muted);
  line-height:1.58;
}
.hvk-agent-page .hvk-note-number{
  display:inline-flex;
  width:54px;
  height:54px;
  align-items:center;
  justify-content:center;
  border-radius:18px;
  background:var(--hvk-blue);
  color:#fff;
  font-weight:700;
  font-size:24px;
  line-height:1;
  box-shadow:0 12px 28px rgba(87,112,157,.22);
}
.hvk-agent-page .hvk-note-number svg{
  width:26px;
  height:26px;
  stroke:#fff;
  fill:none;
  stroke-width:1.9;
  stroke-linecap:round;
  stroke-linejoin:round;
}

.hvk-agent-page .hvk-steps{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:16px;
  counter-reset:step;
}
.hvk-agent-page .hvk-step{
  position:relative;
  padding:26px;
  border-radius:var(--hvk-radius-lg);
  border:1px solid rgba(87,112,157,.16);
  background:#fff;
  box-shadow:var(--hvk-shadow-soft);
  counter-increment:step;
}
.hvk-agent-page .hvk-step:before{
  content:counter(step);
  display:inline-flex;
  width:42px;
  height:42px;
  align-items:center;
  justify-content:center;
  margin-bottom:20px;
  border-radius:14px;
  background:var(--hvk-blue);
  color:#fff;
  font-weight:700;
  box-shadow:0 10px 24px rgba(87,112,157,.2);
}
.hvk-agent-page .hvk-step h3{
  margin:0 0 10px;
  font-size:21px;
  line-height:1.2;
  font-weight:600;
}
.hvk-agent-page .hvk-step p{margin:0;color:var(--hvk-muted);font-size:15px;line-height:1.56}

.hvk-agent-page .hvk-info-grid{
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:16px;
}
.hvk-agent-page .hvk-info-card{
  padding:24px;
  border-radius:24px;
  background:#fff;
  border:1px solid rgba(87,112,157,.16);
  box-shadow:var(--hvk-shadow-soft);
}
.hvk-agent-page .hvk-info-card h3{
  margin:0 0 10px;
  color:var(--hvk-ink);
  font-size:21px;
  line-height:1.25;
  font-weight:600;
}
.hvk-agent-page .hvk-info-card p{margin:0;color:var(--hvk-muted);font-size:15px;line-height:1.58}

.hvk-agent-page .hvk-seo-text{
  padding:34px;
  border-radius:var(--hvk-radius-xl);
  background:#fff;
  border:1px solid rgba(87,112,157,.16);
  box-shadow:var(--hvk-shadow-soft);
}
.hvk-agent-page .hvk-seo-text h2{
  font-size:clamp(28px,2.5vw,40px);
  margin-bottom:18px;
}
.hvk-agent-page .hvk-seo-text p{
  color:#4D5A72;
  font-size:17px;
  line-height:1.72;
  margin:0 0 16px;
}
.hvk-agent-page .hvk-seo-text p:last-child{margin-bottom:0}

.hvk-agent-page .hvk-related-links{
  display:grid;
  grid-template-columns:repeat(4,minmax(0,1fr));
  gap:12px;
  margin-top:24px;
}
.hvk-agent-page .hvk-related-link{
  display:flex;
  min-height:74px;
  align-items:center;
  padding:16px 18px;
  border-radius:20px;
  border:1px solid rgba(87,112,157,.18);
  background:var(--hvk-blue-soft-2);
  color:var(--hvk-blue);
  font-size:15px;
  line-height:1.35;
  font-weight:700;
  box-shadow:0 8px 20px rgba(87,112,157,.05);
  transition:transform .2s ease, border-color .2s ease, background .2s ease;
}
.hvk-agent-page .hvk-related-link:hover{
  transform:translateY(-2px);
  background:#fff;
  border-color:rgba(87,112,157,.34);
}

.hvk-agent-page .hvk-faq{
  display:grid;
  gap:12px;
}
.hvk-agent-page .hvk-faq details{
  border:1px solid rgba(87,112,157,.16);
  border-radius:22px;
  background:#fff;
  box-shadow:0 10px 24px rgba(87,112,157,.06);
  overflow:hidden;
}
.hvk-agent-page .hvk-faq summary{
  list-style:none;
  cursor:pointer;
  padding:20px 24px;
  color:var(--hvk-ink);
  font-size:18px;
  line-height:1.35;
  font-weight:600;
}
.hvk-agent-page .hvk-faq summary::-webkit-details-marker{display:none}
.hvk-agent-page .hvk-faq summary:after{
  content:"+";
  float:right;
  color:var(--hvk-blue);
  font-weight:700;
  margin-left:12px;
}
.hvk-agent-page .hvk-faq details[open] summary:after{content:"−"}
.hvk-agent-page .hvk-faq details p{
  margin:0;
  padding:0 24px 22px;
  color:var(--hvk-muted);
  font-size:15px;
  line-height:1.62;
}

.hvk-agent-page .hvk-cta{
  margin-top:34px;
  display:grid;
  grid-template-columns:minmax(0,1fr) auto;
  gap:24px;
  align-items:center;
  padding:34px;
  border-radius:var(--hvk-radius-xl);
  background:
    radial-gradient(circle at 100% 0,rgba(255,255,255,.18),transparent 32%),
    linear-gradient(135deg,var(--hvk-blue) 0%,#6f86ad 100%);
  color:#fff;
  box-shadow:0 18px 48px rgba(87,112,157,.23);
}
.hvk-agent-page .hvk-cta h2{
  color:#fff;
  margin:0 0 10px;
  font-size:clamp(28px,2.4vw,42px);
  line-height:1.12;
  letter-spacing:-.025em;
}
.hvk-agent-page .hvk-cta p{
  max-width:780px;
  margin:0;
  color:rgba(255,255,255,.86);
  font-size:17px;
  line-height:1.58;
}
.hvk-agent-page .hvk-cta .hvk-btn-primary{
  background:#fff;
  color:var(--hvk-blue);
  box-shadow:0 12px 28px rgba(17,32,51,.14);
}
.hvk-agent-page .hvk-cta .hvk-btn-primary:hover{background:#f4f9ff;color:var(--hvk-blue-hover)}

@media (max-width:1180px){
  .hvk-agent-page .hvk-hero{grid-template-columns:1fr;padding:34px}
  .hvk-agent-page .hvk-visual-card{max-width:760px}
  .hvk-agent-page .hvk-card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .hvk-agent-page .hvk-split{grid-template-columns:1fr}
}
@media (max-width:820px){
  .hvk-agent-page{padding:22px 15px 54px}
  .hvk-agent-page .hvk-hero{padding:25px;border-radius:26px}
  .hvk-agent-page .hvk-hero h1{font-size:clamp(34px,10vw,46px)}
  .hvk-agent-page .hvk-lead{font-size:17px}
  .hvk-agent-page .hvk-call-panel{align-items:flex-start}
  .hvk-agent-page .hvk-card-grid,
  .hvk-agent-page .hvk-steps,
  .hvk-agent-page .hvk-info-grid,
  .hvk-agent-page .hvk-related-links{grid-template-columns:1fr}
  .hvk-agent-page .hvk-agent-illustration{min-height:330px;padding:18px;border-radius:24px}
  .hvk-agent-page .hvk-visual-caption{left:18px;right:18px;bottom:18px}
  .hvk-agent-page .hvk-mini-grid{grid-template-columns:1fr 1fr}
  .hvk-agent-page .hvk-panel,
  .hvk-agent-page .hvk-seo-text,
  .hvk-agent-page .hvk-cta{padding:24px;border-radius:26px}
  .hvk-agent-page .hvk-cta{grid-template-columns:1fr}
  .hvk-agent-page .hvk-cta .hvk-btn{width:100%}
}
@media (max-width:560px){
  .hvk-agent-page .hvk-hero{padding:22px}
  .hvk-agent-page .hvk-hero-actions{display:grid;grid-template-columns:1fr;width:100%}
  .hvk-agent-page .hvk-btn{width:100%;white-space:normal;text-align:center}
  .hvk-agent-page .hvk-call-panel strong{font-size:26px}
  .hvk-agent-page .hvk-mini-grid{grid-template-columns:1fr}
  .hvk-agent-page .hvk-breadcrumbs{font-size:13px}
  .hvk-agent-page .hvk-section{margin-top:28px}
  .hvk-agent-page .hvk-card,
  .hvk-agent-page .hvk-step,
  .hvk-agent-page .hvk-info-card{padding:22px}
}